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• This collection of games that pay real money gives you a complete overview of the best titles (and variants) available online.
• Free games that pay real cash prizes are fun - but you should never forget that gambling isn't a way to get rich quick. Also, always check the terms and conditions of a casino before you start to play and not only when you want to cash out your winnings.
• Pick a scratch-off to play quick games for real money or go to the blackjack table to challenge the dealers. The choice is yours!

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I still remember the days I'd load a cassette (!) in the cassette player of my Philips MSX (yes, I am THAT old) and wait for minutes for a game to load. Eventually.

That frantic wait has now been replaced by the Fortnite, the Call of Duty and the Super Mario Kart that load in a snap and throw you in the middle of epic and fantastic adventure within seconds.

In 2020, games are everywhere.

We play on our mobile phones, on our desktops, on our gaming consoles, on our smart TVs…and sometimes even on our watches.

The gaming industry keeps growing one boom after the other, and the quality of the games we play is nothing like the games used to be.

And this isn't true only for the Pong or Tetris that rocked our childhood evenings on an Atari or a Nintendo Game Boy. The same also applies to online games for money.

The games where you can win real money in 2020 are nothing like those where you'd try to score some cash a decade ago.

The graphics are better and the gameplays are more sophisticated.

This list of games that pay money gives you direct access to some of the best titles to play online in 2020. All the sites we suggest offer a bonus on registration to all the players who want to play games for real money online.

Whether you're into games like online blackjack or you prefer to try your luck on slots, this list has something for you.

Best Online Games that Pay Real Money in 2020

Choosing the best casino games to play for real money is not easy.

With so many new Slots and new online casinos popping up all the time, it takes time and sweat to find the best games that pay real money online.

Unless you have a trustworthy source *cough* like CasinoSmash *cough* to help you.

Casino Slots That Pay Real Money

Jackpot Slots

This is a slippery slope, I know. Of all the online casino games that pay real money, jackpot games aren't the one with the best odds — by a mile.

Playing jackpot slots is expensive and risky. The RTP of these games is below average, and since you always need to bet the maximum to hit the jackpot…these can become the most expensive online games that pay real cash. Easily.

Sites like 888casino and partycasino run daily jackpots where you can get decent winning odds. All the info are right on their sites, so don’t forget to look at volatility and RTP of each game before you play.

I am not a fan of progressive games because I cannot afford them. But if you are looking for online games that pay real money and you are OK with playing two spins instead of 100 — these might be up your alley.

Remember to play responsibly.

Blood Suckers

Table and card games tend to be everyone's first choice when looking for games that pay real cash to play online.

Why? Because they offer better RTP and so more chances to win. Or fewer to lose, you decide what's most appropriate here.

However, some online slots can also rival the best card games for real money available for online play.

The Blood Suckers video slot is one of those. Featuring an RTP of 98%, this game gives you a higher return than many of the table games offered by most online casinos.

Blood Suckers (a five-reel game by NetEnt) includes special features like free spins which are granted to you once you land three Vampire Brides as well as bonus round, where you get to slay vampires in a spooky tomb and are granted cash in the process.

Turn Your Fortune

Spin the reels and turn your fortune with this great NetEnt slot machine game!

The Turn Your Fortune slot launched in 2019. Since then, this real money game online has proven to be a massive hit for the Malta-based gaming company.

Turn Your Fortune features five reels, four rows, and 40 fixed paylines. And it wouldn't be a NetEnt slot if it didn't have top-quality graphics, beautiful animations, and bonus features that pay well — of course.

Take the Fortune Respins feature, for example.

Not only you get a free respin after a win, but the winning symbols also increase the multiplier meter on the left of the screen.

Each time it fills up, you move to another Fortune Wins level — getting the opportunity to trigger multipliers for up to x200.

* The Return to the Player (RTP) is the percentage of how much wagered money on the game theoretically goes back to the players.

If a slot has an RTP of 96 per cent and players spent €1,000 playing it, €960 will go back to the players in winnings while the House will keep the remaining €40.

Casino Table Games That Pay Real Money

Live Blackjack

Of all the games that pay real money, live casino blackjack is probably the most exciting and the one where your skills can help you with your winning chances.

Join players from anywhere in the world in an endless battle against a live blackjack dealer. Super HD cameras and incredible locations make live blackjack the king of all online games that pay real cash.

If you want to discover why everyone says live dealer games are great (and you should), this is the best site to play live blackjack games that payout real cash prizes.

European Roulette

It doesn't matter if you in it because you are a high-roller or you just want to play for fun. There's nothing like a game of roulette for real money.

You can learn how to play online roulette in minutes and you only need to use this roulette strategy to master the game like an expert.

The difference between American and European Roulette is all about your winning chances.

In short, you have more chances to play casino games and win money if you play European roulette.

Casino Hold'Em

Casino hold'em is easy to learn, fast to play, and it gives you better odds than most other casino games online.

No need to work on your bluffing skills, though. In this casino poker game, you always play against the dealer, not with other players.

In a game of casino hold 'em there three types of bets: the mandatory Ante bet, the Call bet and side a bet called AA.

• You make Ante bet if you want to play,
• Call bet if you think your hand is good enough to win,
• AA bet if you feel like a pair of Aces (or better) combo will appear among your cards and the flop (first three community cards).

Tip: Never waste your money on AA bets. These real money wagers decrease the return to the player percentage to 93.74 per cent.

Casino Scratch Cards That Pay Real Money

Mad Max Scratch Cards

There's something almost wrong in calling Mad Max: Fury Road a 'scratch card' — because this game offers a lot more.

Licensed by Warner Bros this online game that pays real money features a random progressive jackpot and a scatter symbol that triggers 10 free games with real money prizes.

The player's percentage of theoretical expected return is 95.48%, which is one of the highest in its category of online casino games.

If you are up for the top prizes, keep in mind that the progressive jackpot needs to be north of $750 to trigger.

Luxor Scratch

With tickets starting at 0.10, Luxor Scratch is one of the cheapest free online games that pay cash that you can play online.

For it to be free, however, you need to use the welcome bonus at 888casino first.

Egypt-themed music and graphics make this a delightful game — too bad for the piss-poor 92.30% RTP!

Other Casino Games That Pay Real Money

Monopoly Live!

Did you know NetEnt found a way to turn everyone's favourite board game into one of the best games that pay real money in 2020?

Bringing together the best of game-shows like the DreamCatcher and all the elements that made Monopoly famous, Monopoly Live is an exciting adventure to discover.

This is for sure one of the most immersive casino games that pay out real money available online in 2020 and is also one of the most fun games to play. The gameplay brings together elements of the classic wheel of fortune games and Monopoly — and that's fun already.

But wait until you see what the talented presenters chosen by NetEnt can do to entertain you! If you want to give Monopoly Live a go, this is where you need to register to access the game.

CS:GO (or e-Sports Betting in General)

Ladies and gentlemen…e-Sports are finally included in the list of the best games that give you real money in prizes!

Pioneered by Betway the world of real money e-sports and e-sports betting is a thriving new dimension of real money gaming online — one that most of you have yet to discover, I am sure.

Watch people play (you need to register toped the live stream) and place your bets on popular games like CS:GO, DOTA 2, League of Legends, and more!

Disclaimer: Gambling is a game of chance and there's no sure-fire formula that guarantee winnings. You can improve your winning chances by using the right in-game strategies but there is no way to predict when a machine or a Casino game is going to pay. Also, this page contains affiliate links. If you click through and play, we might earn a commission. That’s what allow us to keep CasinoSmash free and bring you the best online Casino bonuses!

Many people visit online casinos to play games for entertainment.

However, for those who want to be entertained and get the best odds, it pays to have a full understanding of the return-to-player percentage, aka RTP. This number tells you exactly what you should expect the average return of your stake to be.

For example, if you play a game with a 95% RTP, for every $100 you stake at the game, you would expect to receive $95 back.

Of course, there will be wildswings in any casino game. During any given hour or session, your actual return could be much higher than this. Or if you’re unlucky, much lower. In the long run, the numbers would move toward 95%.

In this guide, we discuss RTP for a series of casino games, detailing which games at which casinos offer some of the best numbers, while also sharing which games you should avoid. We also list the best casinos offering the highest payouts, in addition to the bonus offers at each casino.

Online Casinos with the Highest Payouts

How do slots differ from other online casino games?

In general, slots can have the broadest range of returns in the casino. The game percentage rate can range from as low as 85 to the upper 90s. Casinos usually display the RTP for any gamesomewhere within the pay table, so you can quickly get an idea if a game is generally a good payer or not.

Sometimes, the same game can have different RTPs.

A good example is Cleopatra from IGT, which you can find at many internet casinos including Caesars in New Jersey. The standard game offers a competitive RTP of 95.02%. However, there is also a jackpot version of the game, where the RTP increases along with the jackpot.

At reset (just after the jackpot has been won), the RTP of the game is reduced to 91.01%, rising to 93.03% when it reaches the magic million-dollar mark. If the jackpot continues to increase, you could see an RTP that eclipses the standard game and moves closer to 100%.

This variation in the RTP when playing slots is in marked contrast to other games at the casino, where you’ll usually find a more static line.

Keep an eye on those RTPs when playing slots. Generally, slots do offer some of the lower numbers, but if you shop around, you can find some gems.

For example, Starmania, which is available at online casinos including Golden Nugget and Caesars, has an impressive return-to-player score of 97.87%.

What are the qualifications for the best paying online casino games?

Generally, you could say that any casino game with an RTP of 99% or more could be considered a high paying game.

These games will you the best chance of enjoying a profitable session at a casino. In conjunction with bonuses and promotions, it is even possible that the odds could tip in your favor in the short term.

One thing to keep in mind is the “perfect play” scenario.

Take blackjack, for example. When playing blackjack, the RTP is based on the player making the perfect decisions on every hand. Every time a player makes a mistake, the casino edge increases, bringing the return down.

An extreme example of not-so-perfect play would be if a player who decides to hit every time he or she reaches 20. While this is an unconventional example, every time a player makes a mistake on a marginal decision, the RTP will decrease a fraction.

Fortunately, there are many charts available online to ensure you can play a perfect game.

Which online casino table games have the highest returns?

In terms of RTP, the best table game of all is blackjack.

While the basic premise of the game will be the same across several different versions, you can find slight variations in the rules of the game, which leads to similar fluctuations in the house edge.

For example, the lower the number of decks, the higher the RTP you’ll find: One-deck blackjack has an RTP 0.46% higher than six-deck blackjack.

You would also expect blackjack to pay 3:2 in most cases, but there are sites which pay 6:5 (which has a small, reducing effect on the RTP) or even 1:1 which increases the house edge by more than a disastrous 2% (avoid these games at all costs).

One of the best versions online is Virgin‘s single-deck blackjack, which has an RTP of 99.87%. Yes, there is a house edge, but it’s almost negligible. This is as close as you can get to a 50/50 game at the casino. The good thing about this game is that a strategy chart is incorporated into the software, too.

Other blackjack games online come pretty close to that number, reaching as high as 99.6%. Blackjack has always been a classic game at the casino, and the small edge makes it the perfect game if you want to finish your casino session in the black.

A number of other casino table games could be considered midrange when it comes to RTP:

• Baccarat, a popular game at the casino, has an RTP of 98.99%.
• Craps boasts an RTP of 98.64%.
• Three card poker sees players receive 98.24%.
• SicBo players enjoy a slightly lower return of 97.22%.

Which online casino table games have the worst payouts?

The worst table game for the RTP can be roulette, with one variation of the game that’s much worse than any other.

Without wanting to sound unpatriotic, the one game you’ll want to avoid is Americanroulette. This game has an RTP of only 94.74%. Why is this different from other versions of roulette? Well, American roulette has two zeros as opposed to one.

This means that when you bet on black, for example, you have 18 slots out of 38 winning for you, whereas in single-zero roulette, you have 18 out of 37 slots winning for you (this might seem insignificant, but it has a significant effect on the odds).

If you do plan on playing roulette, aim to play French roulette if available (this is available at some casinos including Harrah’s, 888 Casino and Virgin). This game has just one zero and the la partage rule (where players receive half their stake back if the ball lands in zero) for an overall RTP of 98.65%.

Which online casino video poker has the best RTP?

The best RTP in video poker is when playing Jacks or Better by GameKing, which is available at the Tropicana and Virgin casinos. This game has an RTP of 99.54%.

Video poker is similar to blackjack in the fact that there is an optimal strategy involved. If you get it wrong, that RTP will reduce, but fortunately, strategy charts are available online. While these charts might not come with the software, a Google search will reveal the perfect strategy. While it’s not quite as straightforward as the blackjack strategy chart, it doesn’t take long to get to grips with it.

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Close behind Jacks or Better is Double Double Bonus King with an RTP of 99.51%. The difference is so small that it’s probably a good idea to play the game you enjoy the most of the two.

What happens when I win at an online casino? How fast can I get my money?

Hopefully, at the end of a casino session, you’ll be in profit. If you use some of our advice, you certainly will give yourself a good shot at winning. After a winning session, you may want to withdraw the cash and spend it.

You’ll have several options to claim the cash immediately.

One option is PayPal, which is possible if you made the initial deposit through your PayPal account. However, having made that initial deposit, the withdrawal will be immediate (following approval by the casino). The only downside to this method is a small fee.

A second option is Neteller, which is available at many online casinos. This is another third-party financial company, which acts in a similar way to PayPal. Like PayPal, the withdrawals are immediate, but fees are likely.

If you’re someone who likes cash in your hand immediately after a win, you can visit the local casino associated with your online account. Head to the casinocage with your account details and government-backed ID, and you’ll be able to withdraw your winnings in cash.

Some casinos will pay out large sums in cash. The downside to this withdrawal method is if you don’t live near the casino, and having to travel.

Prepaid cards are a good option, and many casino sites offer branded cards. You can withdraw via a prepaid card just as long as you previously made a deposit with the same card.

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Another withdrawal method is an ACH/e-check, although these withdrawals can take a little bit longer.